U.S. Financial Terms

In our banking glossary you’ll find definitions of banking terms you might encounter when managing your finances. To learn more, simply click on the banking term.

Popular Terms

Federal Deposit Insurance Corporation (FDIC)

Annual percentage return APR(interest rate)

A

Account holder Account number Automated Clearing House (ACH) Annual fee Annual percentage return APR(interest rate) Annual Percentage Yield (APY) Authentication Auto Debit Average daily balance

B

Bank Identification Number (BIN) Basis point

C

Card Issuer Cash Advance Checking Account Co-signer Collaterals Credit Credit Bureau Credit Limit Credit history Credit mix Credit monitoring service Credit Rating Credit Report Credit Score

D

Daily periodic rate (DPR) Debit Debit card Default rate Default Delinquent account

E

EMI End to end encryption

F

Federal Deposit Insurance Corporation (FDIC) FICO score FinTech Foreign transaction fees Fraudulent transaction

G

Guarantor Grace period

H

Hard credit inquiry

I

Identity theft Inactive account Interest rate

L

Lender Late payment charges

M

Merchant establishment Minimum Amount Due

O

Overlimit Overlimit fee

P

Payment due date Phishing Principal

R

Remittance Revolving credit Routing number

S

Saving account Secured credit cards Security Deposit Soft credit inquiry Statement SSN

T

Total amount due

U

Unsecured credit cards

V

Z

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