Build your credit using your bank balance

Graduate to a credit card of up to $10000 as fast as 4 months

Earn cashback and build credit on your every day spends

Build credit while staying in your budget

Build credit without worrying about late fee and charges

Build credit without any SSN

With Azpire, you build credit using your own money, on your terms. On top of this, you enjoy

  • No subscription fees
  • No interest charges
  • Apply with or without SSN
  • Up to 10% cash-back on 10k+ outlets
  • No credit checks to apply
  • No minimum balance*
*Refer Terms and Conditions
Apply for no deposit credit builder card

The Cost of Having
Bad Credit

#

  • Credit Score:
  • Interest Rate:
  • Total Payments Made:

Person 1

  • 620
  • 22.74%
  • $13,887

Person 2

  • 760
  • 8.83%
  • $11,419

#

  • Credit Score:
  • Interest Rate:
  • Total Payments Made:

Person 1

  • 620
  • 4.35%
  • $855,360

Person 2

  • 760
  • 3.39%
  • $769,680

#

  • Credit Score:
  • Interest Rate:
  • Total Payments Made:

Person 1

  • 620
  • 22.74%
  • $13,887

Person 2

  • 760
  • 8.83%
  • $11,419

Azpire truly stands out

Typical Credit Cards

  • Credit check required
  • Annual interest rate (>15%)
  • Annual and late fees
  • Fixed rewards

Azpire Credit Score Builder Card

  • No credit check required
  • 0% Annual interest rate
  • No annual OR late fees
  • Up to 10% rewards

Typical Debit Cards

  • International transaction fees
  • No rewards
  • No credit building

Azpire Card

  • No international transaction fees
  • Up to 10% rewards
  • Credit building from 1st transaction

Join the 300,000+ who like us already

4.7

App Store

4.7

Trustpilot

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improve your credit score with azpire credit building card
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Gaining global trust

50

States

300K+

signups till date

100+

nationalities supported

Our Investors

We have raised $55 million to fuel dreams - Ours and Yours

What our customers have to say about us

looking for a credit builder card?

“As a new international student in the US, getting a good credit card is next to impossible without hefty deposits or sign up fees. Zolve's credit card is a no-brainer for any student looking to smooth out cash flows in the early days and start building a credit history in the US from day 1”

Nayan B

MBA, Wharton, 2023

best credit card for building credit scores

“Super excited to have my Bank Account ready before I land in New York! No long lines, pushing in queues, lengthy wait times, excessive paperwork to even get my credit card - the Zolve process was easy, smooth & simple. Can’t wait to swipe!”

Anthony Tao

Boeing

best credit card for building credit

“Loved the onboarding experience with Zolve, it barely took any time at all. You also get your credit limit instantly instead of having to wait a few days like you would at a bank. Can’t wait to get the actual card once I reach the US!”

Varun G

MBA , Harvard Business School, 2023

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