Beyond Borders

It’s not really time travel, but with Zolve you can apply for a U.S. bank account & U.S. Credit Card even before you set foot in America!
  • Zero application fees
Zolve US Credit Card
Apply Zolve Credit Card
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for You

We have re-engineered banking to make money work for you and your global ambitions

Get US Credit card with high limit
High limit credit card

Whether it’s grocery shopping or that dream laptop or an emergency expense, we’ve got your back with a high limit credit card.

US bank account, No SSN required
No SSN required

We know you are new to America, your visa, passport and basic personal information is enough to get you started with your Zolve Account.

Send Money Abroad
Transfer money internationally

Cheaper, faster and safer way to send and receive money from anywhere in the world

Open US bank account no upfront fees
No upfront fees

Moving across countries can be financially overwhelming. A Zolve account comes with no application fee, no annual credit card fee and no monthly bank account fees.

Apply Bank account online in 5 min
5-min online application

Sign up before you leave home, so that when you land in the U.S. you can focus on your dreams, worry-free.


Giving your dream
the credit it’s due.

Access to money should be the least of your worries when you have aimed to win the world. With a high limit U.S. credit card with no annual fee, we give you the power to do more from Day 1.

Get Credit card with No Annual Fees
No Annual fee
International credit card with no foreign transaction fees
International card with no foreign transaction fees
No Credit history required
No Credit History nor SSN required
Apply credit card and get reward points
Amazing partner store reward programs
Get US credit card with high credit limit
High credit limit upto $10,000
Apply for US credit card
Get a Zolve Credit Card

An account,
designed for You

Apply for a U.S. Bank Account at home and operate when you arrive.
It’s safer than carrying cash.
Open US bank account with no minimum balance required
No min balance required
Apply for US bank account with no upfront fees
No upfront account fees
Open a US bank account online with no SSN required
Transfer money internationally
Open a US bank account online with no SSN required
No SSN required

Rewards so awesome,
you'll be spoiled for choice

Up to0%Cashback
Some of the brands you love

Don’t take our word for it.

Join the 300,000+ users who love us already!

Loved the onboarding experience with Zolve! Super quick sign-up process and the app is very seamless to use. The cherry on top - I got a high credit limit instantly!

Sarthak Shah



With Zolve, I was able to take care of all my big ticket purchases within the first week of landing in the U.S. Thanks to the high credit limit and easy payments!

Renu Makkar



With so much to plan for my U.S. move, I would definitely recommend getting a Zolve account before one flies to the U.S. Cannot wait to start transacting the moment I land!

Aashish Rochwani


Money at your fingertips

A powerful new-age online app to manage your money on-the-go.
No need to go to a physical branch.
Zolve US bank account app
  • Payment alerts: You don’t have to track your money, because we are
  • Payment reminders and auto pay: Start building (credit) history by paying bills on time
  • Seamless payments: Connect to Apple pay, Google pay, Venmo to pay anyone, anywhere
  • Direct Deposits: Accept your salary/stipend directly into your account

Safe and Secure.

Safe US bank account
Your money is safe with us.

Your money is protected by FDIC insurance up to $250,000 through our partner bank.

Lost your card?

Simply freeze/unfreeze the card with just a click on the app. It’s really that easy!


We have raised $55 million to fuel dreams - Ours and Yours

DST Global
Founder Collective
Tiger Global

Harness the power of your financial freedom.
We sweat the finance so you can sweat the important stuff, and make your dream a reality.



Zolve is a cross border fintech that enables fair access to global financial products. We understand that the needs of a global citizen like you with financial footprints in more than one country are different from those of local residents. Our aim is to simplify your financial world.

We are open to applications from everyone across nationalities flying to the U.S. We let you apply for a U.S. bank account and a U.S. credit card while still packing your bags in your home country. With minimal documentation and a lighting fast approval process, Zolve helps you prepare for your financial life in the U.S.

Short answer - no and no. As you are new to the country, we know you may not have an SSN or U.S. credit history. But that shouldn’t stop you from starting your life on an equal footing in the U.S. With Zolve, you can apply for a U.S. Bank Account and U.S. Credit Card from India itself before you go with your passport and visa as identification documents. The process is entirely online, and approvals are fast. The debit and credit card will be delivered to your U.S. address after you arrive.

Apart from no SSN and no credit history requirement, Zolve is the only credit card that offers a high credit limit on day 1 of arrival with no upfront deposit required. How do we do this you ask? With Zolve, you do not need a U.S. credit history to apply as we consider your unique circumstances and alternative data, giving you extremely high chances of approval. Because we trust you, you do not have to pay any security deposit to get a credit card, unlike other starter credit cards. Moreover, we report to all three credit bureaus and regularly give you valuable tips to build your credit score faster.

Zolve Account & Credit Card has no application fees. Sounds too good to be true? We understand that moving abroad is a big financial undertaking, so we don't charge any application fee, annual fee or ask for any minimum balances.

Absolutely. The Zolve Account is FDIC insured up to $250,000 through our partner bank. Moreover, our state of the art app allows you to freeze/unfreeze a card with just a click.

Your forex card blocks your money upfront. And why use a debit card when you get some amazing rewards while spending the same amount on a Credit Card as well as build your credit score!

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