When couples face adversity they sometimes turn on each other! It`s human nature,i guess!
Many times married couples who face foreclosure look to blame one another rather than working together to resolve the problems.
In some instances it`s impossible to resolve a foreclosure.The loss of a home is tremendous on the entire family.
Two days ago I met a couple who are faced with a situation that`s almost impossible to get out of.
Their home they worked so hard to purchase is "Upside Down". The lenders won`t help. They say they can`t offer a reduced payment.
At one point someone inside the bank told them to "Walk Away". It`s that easy.
I guess a "Good solution to a bad problem. No matter what you hear on the TV, we`re still a long way from keeping people in their homes rather than face foreclosure".
Banks have a smoothing effect on people,huh?
Majority of people face long bouts of depression and sleepless nights,not knowing what to do.
They fight each other, because who else can they fight?
The love they once possessed for each other, slowly goes up in smoke as they face the mounting pressure of losing a home!
Not this couple. They spiritually turned to GOD to save them and their family.
They met 18 years ago in New York while attending Queens College.They dated for 2 years and tied the knot right after that.They soon had two children, "Life was good"..
He worked for a huge food conglomerate,she`s a High School Teacher.
They moved to South Florida 4 years ago when the husband was offered a job promotion.
Unfortunately,like many couples they purchased at the "Height" of the Real Estate Market!
Sound familiar?
The home they bought has decreased in value, it`s worth approximately $90,000 less than what they originally paid for it. Needless to say, they fixed the home up,took out a "Home Equity" line as well.The lenders actually encouraged them to take out the "Equity Line" soon after they bought the home.
With the mortgage payments mounting, the high cost of feeding a family, insurance, and gas, they had to finally make a decision.
They stopped paying their mortgage in December of 2007.Last week Broward County served them with a "Notice of Foreclosure".
We spoke for several hours and they listed with our company. The wife told me they were nervous,upset,frightened,and for awhile.
They blamed each other.It was really bad for two months the wife explained to me.
She had an affair! He began to drink heavily.
They finally decided to turn to GOD for assistance.
Since then, their "Strong Bond" they once had for one another became stronger.
"We tired to fight to save our home" the wife explained."We`re embarrassed by the entire situation, we have to feed our children and can no longer afford our home".
The husband told me "Our Love and dedication for each other became alive again.In spite of all of our insurmountable problems, we`re more in love with each other,more than ever before".